Jacksonville-area credit unions buoy commercial loan portfolios 10% in Q1 (Courtesy of the Jacksonville Business Journal) — Credit unions headquartered across Northeast Florida posted a 10.6% increase in commercial loan portfolios year-over-year during quarter one of 2026.
That’s according to the latest National Credit Union Administration data, compiled by the Jacksonville Business Journal’s quarterly loan portfolio list.
RadiFi Credit Union led the way by a significant margin with a nearly 51% year-over-year growth rate, from $29.13 million in last year to $43.96 million this year. The next closest was Macclenny-based TRU FI Credit Union with a 30.23% change over 2025, from $6.2 million to $8.08 million.
Jacksonville-headquartered Community First Credit Union rounded out the podium with nearly 15% growth that took it from $202.92 million during quarter one of 2025 to $232.88 million for the same period this year.
Community First reported outsized performance during 2025, now extending into this year. The credit union solidified a 10.26% year-over-year increase in deposits, claiming the No. 1 spot among Northeast Florida institutions.
“We’re entering new markets with a solid balance sheet, proven lending discipline and a purpose-driven model that emphasizes relationships over transactions,” Community First CEO Sam Inman said of the credit union’s at-large success in 2025. “That foundation is critical as we introduce the Community First brand to new members and communities.”
The 12 credit unions included in this latest ranking recorded commercial loan portfolios of $1.35 billion collectively, up from $1.22 billion this time last year.
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